Friday, February 16, 2007

How to Buy Diamond Engagement Ring

There is much to consider when purchasing
a diamond � especially diamond
engagement rings! The tradition of
presenting a woman with a diamond
engagement ring when proposing began in
1477 when Archduke Maximilian presented
a diamond ring to Mary of Burgundy � and
in most cases, the woman you plan to
propose to will expect a ring to accompany
that proposal!

First,do a little detective work to find out
what your fiance would like to have. After
all, she will be wearing it for a very long
time. So you can subtly get her opinion on
the subject by suggesting that a friend is
seeking your help in picking out a ring for
his fiance and ask your fiance's opinion.
She will most likely describe to you exactly
what she would like. You could also enlist her
friend, sister, mother, etc, to go shopping
with her and see what she tries on at the
jewelry store. Or the friend could start up
a conversation about engagement rings and
what's popular and what you fiance's opinion
is on the subject.

Next, determine how much ring you can
afford. Most people use the two or three
months salary rule. This means that the ring should
cost the equivalent of two months of your
current salary. Because you have other bills
to pay, saving up this amount of money may
take quite a bit of time. You should consider
financing. Simply go to the jeweler of your
choice and tell them that you plan to buy an
engagement ring, and that financing will be
necessary. Go ahead and get the credit
check out of the way, find out what your
payments will be, and how much of a down
payment is required. Make sure that the jewelry
store you buy the ring from will allow you to
return the ring, if that is required, or allow
your girlfriend to exchange it for another if
she isn't happy with it!

You will want to take into consideration how your
fiance feels about jewelry. If she's really into
jewelry, you will want to get her as much ring as
you possible can.Say she's not into wearing jewelry
so much.You could get her a less expensive ring with
a lower profile (not so raised off the finger and
not so flashy) and she will be very pleased.
Just take notice on how much and what type jewelry
she wears and what her opinions are on the subject
and use your best judgement.

Quality is very important. There is a great range
of color, clarity, carat weights and cuts. All these
aspects of diamond engagement ring buying can be
very confusing and intimidating if you don't know
much about it. Perfect diamonds are very, very rare,
extemely expensive and difficult to find. Poor
quality diamonds are a lot cheaper and more common
but the sparkle and beauty of them is obviously
diminished.

Color ranges from D-Z and then the fancy colors
such as blue, pink, yellow, etc. D color will be
the highest quality, the clearest,and highest priced
Quality decreases as you move down this alphabet scale
until you get to the fancy colors in which the price
rises again.The color of the diamond changes from
colorless to yellow to brownish as you get to Z.
You generally want to get a color somewhere between F
and I or colorless to near colorless to stay in a
better price and quality range.Fancy colors are not
traditional for engagement rings but again it's a
matter of preference.

Clarity ranges from Perfect to imperfect. Perfect
diamond have no flaws and are the most expensive
and least available. Imperfect diamonds have eye
visable flaws such as black carbon spots, cloudiness,
and crystal like imperfections. The in-betweens are VVS1,
VVS2, VS1, VS2, SI1, SI2,and SI3. You will most practically
and affordably want to stay in-between in the SI range. The
diamonds in this range are eye clean and attractive.

Carat weight and cut are a matter of personal preference.
The higher the carat weight, the bigger the diamond.
And as far as cut,which is the shape of the diamond,
there is a variety of shapes available which can be viewed
on the education page of this website. Princess cut or
square cut is the most popular diamond shape these days.

The different metals you have to choose from for the
setting and the band of the ring are white gold, yellow
gold and platinum. Platinum is the rarest and most expensive
of the precious metals. Some ladies prefer white gold,
some prefer platinum and so on. White gold is in highest
demand over yellow gold as of recent. Platinum is, of
course, the most sought after due to it's rarity but it
is not the most affordable due to recent price rises in
the platinum market.

There is also the matter of which style...solitaire,
solitaire with side diamonds, cluster, 3 stone rings and
so on. 3 Stone Diamond Engagement Rings are extremely
popular. There is a variety of this type ring in various
carat weights, yellow or white gold, platinum and different
cuts (shapes) available to choose from here at
Ashley Henning Fine Jewelry. Feel free to browse around.

If you have any questions or you are looking for something
we don't have listed, please contact us and we will find it
for you. We will be happy to help you with such an important
purchase.


Mindy Landa
Ashley Henning Fine Jewelry
114 Raintree Circle
Jacksonville, NC 28540
Mindy@AshleyHenningFineJewelry.com
(910)795-4177

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